Worth itRebateOpen
First-Time Home Buyers' GST/HST Rebate
Canada Revenue Agency · Federal
In plain language
New as of 2026: up to $50,000 GST/HST rebate for first-time home buyers on new builds. Full rebate on homes up to $1M; phases out to $0 at $1.5M. Either built yourself or bought from a builder (construction started on/after March 20, 2025). A real, material benefit — the biggest housing affordability measure in the 2025 federal budget package. File with CRA within two years of taking ownership or finishing construction. Don't confuse this with the older standard New Housing Rebate — this one is far larger but first-time-buyer-only.
Realistic range
$5,000 – $50,000
Avg award
$25,000
Max advertised
$50,000
Cost share
—
Accessibility
4 / 5
Effort
3 / 5
Deadline
Continuous intake
Repayable?
No
Who qualifies
Entity types
Individual
Sectors
Construction
Regions
NL Wide
Demographics prioritized
None specifically
What you'll have to report
Apply via CRA My Account or Form GST190/GST191; proof of first-time-buyer status; proof construction started on/after March 20, 2025; primary residence attestation.